Add Benefits

1. Who Must Follow These Terms

These terms apply to anyone who visits, views, submits information through, or otherwise interacts with the Site, including prospective employers, brokers, referral partners, applicants, vendors, and other individuals or organizations.

1. Who Must Follow These Terms

These terms apply to anyone who visits, views, submits information through, or otherwise interacts with the Site, including prospective employers, brokers, referral partners, applicants, vendors, and other individuals or organizations.

2. Purpose and Limits of the Site

The Site is designed to share general information about Add Benefits LLC, its business, and benefit-related, enrollment-related, broker-related, employer-related, and related solutions. The Site does not itself issue an insurance policy, amend or expand any coverage, guarantee savings or outcomes, or create a customer, client, fiduciary, advisory, producer, or other professional relationship unless Add Benefits LLC separately agrees to that in a signed written agreement.

2. Purpose and Limits of the Site

The Site is designed to share general information about Add Benefits LLC, its business, and benefit-related, enrollment-related, broker-related, employer-related, and related solutions. The Site does not itself issue an insurance policy, amend or expand any coverage, guarantee savings or outcomes, or create a customer, client, fiduciary, advisory, producer, or other professional relationship unless Add Benefits LLC separately agrees to that in a signed written agreement.

3. No Professional Advice or Reliance

· All content on the Site is made available for general informational purposes only.

· The Site should not be relied upon as legal, tax, accounting, medical, financial, insurance, payroll, or benefits advice.

· Nothing on the Site is a recommendation to purchase, enroll in, sponsor, or adopt any insurance product, benefits program, plan design, or service, and nothing on the Site guarantees eligibility, approval, pricing, coverage, underwriting results, tax treatment, payroll treatment, implementation, savings, or any other result.

· Any information about benefits, payroll, taxes, plan design, enrollment, or administration remains subject to applicable law, employer plan documents, insurer terms, administrator requirements, eligibility rules, underwriting, and other program conditions.

3. No Professional Advice or Reliance

· All content on the Site is made available for general informational purposes only.

· The Site should not be relied upon as legal, tax, accounting, medical, financial, insurance, payroll, or benefits advice.

· Nothing on the Site is a recommendation to purchase, enroll in, sponsor, or adopt any insurance product, benefits program, plan design, or service, and nothing on the Site guarantees eligibility, approval, pricing, coverage, underwriting results, tax treatment, payroll treatment, implementation, savings, or any other result.

· Any information about benefits, payroll, taxes, plan design, enrollment, or administration remains subject to applicable law, employer plan documents, insurer terms, administrator requirements, eligibility rules, underwriting, and other program conditions.

4. Permitted Use and Prohibited Conduct

You may use the Site only for lawful purposes and in a manner that does not damage, disable, overburden, compromise, or interfere with the Site, Add Benefits LLC, or any other user. You agree not to:

· provide false, misleading, incomplete, unauthorized, or fraudulent information through the Site;

· interfere with, test, bypass, disrupt, or compromise the operation, integrity, performance, or security of the Site;

· attempt to access systems, data, pages, accounts, tools, or networks without authorization;

· copy, scrape, harvest, frame, crawl, reverse engineer, mirror, exploit, or repurpose Site materials except as permitted by law or with Add Benefits LLC’s prior written permission; or

· use the Site to upload, transmit, or distribute malware, spam, unlawful content, infringing material, or any content that violates the rights of another person or organization.

4. Permitted Use and Prohibited Conduct

You may use the Site only for lawful purposes and in a manner that does not damage, disable, overburden, compromise, or interfere with the Site, Add Benefits LLC, or any other user. You agree not to:

· provide false, misleading, incomplete, unauthorized, or fraudulent information through the Site;

· interfere with, test, bypass, disrupt, or compromise the operation, integrity, performance, or security of the Site;

· attempt to access systems, data, pages, accounts, tools, or networks without authorization;

· copy, scrape, harvest, frame, crawl, reverse engineer, mirror, exploit, or repurpose Site materials except as permitted by law or with Add Benefits LLC’s prior written permission; or

· use the Site to upload, transmit, or distribute malware, spam, unlawful content, infringing material, or any content that violates the rights of another person or organization.

5. Accuracy and Authority for Submitted Information

When you send information through the Site, you represent that the information is truthful, accurate, current, and provided with proper authority. You are responsible for maintaining accurate contact details and for ensuring that anything you submit does not violate law, contractual obligations, confidentiality duties, privacy rights, intellectual property rights, or other third-party rights.

5. Accuracy and Authority for Submitted Information

When you send information through the Site, you represent that the information is truthful, accurate, current, and provided with proper authority. You are responsible for maintaining accurate contact details and for ensuring that anything you submit does not violate law, contractual obligations, confidentiality duties, privacy rights, intellectual property rights, or other third-party rights.

6. Permission to Contact You by Email, Phone, Text, and Automated Technologies

By submitting a form, requesting information, booking a meeting, registering for updates, or otherwise giving Add Benefits LLC your contact information, you expressly authorize Add Benefits LLC and its representatives, service providers, partners, vendors, and agents to contact you using the phone numbers and email addresses you provide. Those contacts may include calls, SMS/text messages, voicemails, and emails for informational, appointment-related, follow-up, account-related, operational, service, marketing, promotional, and business purposes, as permitted by applicable law.

To the extent permitted by law, you also agree that calls and text messages may be placed using automatic telephone dialing systems, automated dialing technology, prerecorded messages, artificial voice technology, or similar tools. You understand that agreeing to receive these communications is not required as a condition of buying any product or service. Message and data rates may apply, and message frequency may vary.

You confirm that you own, control, or are otherwise authorized to provide any phone number or email address you submit. If a number or email address changes or is no longer valid for you, you agree to notify us before the change takes effect or as soon as reasonably possible afterward. Where applicable, you may opt out of marketing text messages by replying STOP. You may also contact us at privacy@addbenefits.com. Even after a marketing opt-out, Add Benefits LLC may still send non-marketing, transactional, legal, scheduling, service, or operational messages where permitted by law.

6. Permission to Contact You by Email, Phone, Text, and Automated Technologies

By submitting a form, requesting information, booking a meeting, registering for updates, or otherwise giving Add Benefits LLC your contact information, you expressly authorize Add Benefits LLC and its representatives, service providers, partners, vendors, and agents to contact you using the phone numbers and email addresses you provide. Those contacts may include calls, SMS/text messages, voicemails, and emails for informational, appointment-related, follow-up, account-related, operational, service, marketing, promotional, and business purposes, as permitted by applicable law.

To the extent permitted by law, you also agree that calls and text messages may be placed using automatic telephone dialing systems, automated dialing technology, prerecorded messages, artificial voice technology, or similar tools. You understand that agreeing to receive these communications is not required as a condition of buying any product or service. Message and data rates may apply, and message frequency may vary.

You confirm that you own, control, or are otherwise authorized to provide any phone number or email address you submit. If a number or email address changes or is no longer valid for you, you agree to notify us before the change takes effect or as soon as reasonably possible afterward. Where applicable, you may opt out of marketing text messages by replying STOP. You may also contact us at privacy@addbenefits.com. Even after a marketing opt-out, Add Benefits LLC may still send non-marketing, transactional, legal, scheduling, service, or operational messages where permitted by law.

7. Privacy and Personal Information

Use of the Site is also governed by Add Benefits LLC’s Privacy Policy. The Privacy Policy explains how personal information may be collected, used, shared, retained, protected, and processed, including certain California-related privacy disclosures and rights where applicable.

7. Privacy and Personal Information

Use of the Site is also governed by Add Benefits LLC’s Privacy Policy. The Privacy Policy explains how personal information may be collected, used, shared, retained, protected, and processed, including certain California-related privacy disclosures and rights where applicable.

8. Ownership of Website Materials

The Site, including its text, images, design, layout, look and feel, graphics, logos, trademarks, service marks, software, code, downloads, and other materials, is owned by Add Benefits LLC or its licensors and is protected by intellectual property and other laws. You may view Site content for personal or internal business review purposes only. Except as expressly allowed by law or authorized in writing by Add Benefits LLC, you may not reproduce, publish, distribute, modify, adapt, publicly display, create derivative works from, sell, license, or otherwise commercially use Site content.

8. Ownership of Website Materials

The Site, including its text, images, design, layout, look and feel, graphics, logos, trademarks, service marks, software, code, downloads, and other materials, is owned by Add Benefits LLC or its licensors and is protected by intellectual property and other laws. You may view Site content for personal or internal business review purposes only. Except as expressly allowed by law or authorized in writing by Add Benefits LLC, you may not reproduce, publish, distribute, modify, adapt, publicly display, create derivative works from, sell, license, or otherwise commercially use Site content.

9. External Services, Embedded Tools, and Third-Party Resources

The Site may include or connect to third-party websites, scheduling platforms, analytics tools, session tracking or replay tools, embedded features, advertising technologies, insurers, administrators, brokers, service vendors, or other outside parties. Add Benefits LLC does not control those third parties and is not responsible for their websites, services, products, content, terms, privacy notices, security practices, or business practices. Your use of third-party tools or services is governed by the terms and policies of those third parties.

9. External Services, Embedded Tools, and Third-Party Resources

The Site may include or connect to third-party websites, scheduling platforms, analytics tools, session tracking or replay tools, embedded features, advertising technologies, insurers, administrators, brokers, service vendors, or other outside parties. Add Benefits LLC does not control those third parties and is not responsible for their websites, services, products, content, terms, privacy notices, security practices, or business practices. Your use of third-party tools or services is governed by the terms and policies of those third parties.

10. Site Access, Changes, and No Promised Results

Add Benefits LLC may update, change, suspend, limit, restrict, or discontinue the Site or any part of it at any time, with or without notice. We do not promise that the Site will be continuous, timely, secure, accurate, uninterrupted, error-free, virus-free, or free from harmful components. We also do not promise that any inquiry, lead, application, enrollment opportunity, employer relationship, broker relationship, plan design, implementation, savings, tax outcome, business result, or other result will occur or be achieved.

10. Site Access, Changes, and No Promised Results

Add Benefits LLC may update, change, suspend, limit, restrict, or discontinue the Site or any part of it at any time, with or without notice. We do not promise that the Site will be continuous, timely, secure, accurate, uninterrupted, error-free, virus-free, or free from harmful components. We also do not promise that any inquiry, lead, application, enrollment opportunity, employer relationship, broker relationship, plan design, implementation, savings, tax outcome, business result, or other result will occur or be achieved.

11. No Warranties

To the fullest extent allowed by law, the Site is provided “as is” and “as available.” Add Benefits LLC disclaims all warranties, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, reliability, security, currentness, suitability, and any warranties arising from course of dealing, course of performance, or usage of trade. Add Benefits LLC does not warrant that Site content will meet your needs or expectations.

11. No Warranties

To the fullest extent allowed by law, the Site is provided “as is” and “as available.” Add Benefits LLC disclaims all warranties, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, reliability, security, currentness, suitability, and any warranties arising from course of dealing, course of performance, or usage of trade. Add Benefits LLC does not warrant that Site content will meet your needs or expectations.

12. Limits on Liability

To the fullest extent permitted by law, Add Benefits LLC and its owners, members, managers, officers, directors, employees, contractors, affiliates, licensors, vendors, service providers, representatives, and agents will not be liable for indirect, incidental, consequential, special, exemplary, punitive, lost-profit, lost-revenue, lost-data, business-interruption, reputational, goodwill, or similar damages arising out of or related to the Site, these terms, communications through the Site, or your ability or inability to use the Site, even if the possibility of such damages was known or advised.

To the fullest extent allowed by law, Add Benefits LLC’s total aggregate liability for all claims arising out of or related to the Site or these terms will not exceed the greater of: (a) the amount you paid directly to Add Benefits LLC specifically for access to or use of the Site during the 12 months before the claim arose; or (b) US$100.

12. Limits on Liability

To the fullest extent permitted by law, Add Benefits LLC and its owners, members, managers, officers, directors, employees, contractors, affiliates, licensors, vendors, service providers, representatives, and agents will not be liable for indirect, incidental, consequential, special, exemplary, punitive, lost-profit, lost-revenue, lost-data, business-interruption, reputational, goodwill, or similar damages arising out of or related to the Site, these terms, communications through the Site, or your ability or inability to use the Site, even if the possibility of such damages was known or advised.

To the fullest extent allowed by law, Add Benefits LLC’s total aggregate liability for all claims arising out of or related to the Site or these terms will not exceed the greater of: (a) the amount you paid directly to Add Benefits LLC specifically for access to or use of the Site during the 12 months before the claim arose; or (b) US$100.

13. Your Obligation to Protect Add Benefits LLC

You agree to defend, indemnify, and hold harmless Add Benefits LLC and its owners, members, managers, officers, directors, employees, contractors, affiliates, licensors, vendors, service providers, representatives, and agents from and against any claims, demands, proceedings, losses, liabilities, damages, judgments, settlements, penalties, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your misuse of the Site, your violation of these terms, information you submit, or your violation of law or another party’s rights.

13. Your Obligation to Protect Add Benefits LLC

You agree to defend, indemnify, and hold harmless Add Benefits LLC and its owners, members, managers, officers, directors, employees, contractors, affiliates, licensors, vendors, service providers, representatives, and agents from and against any claims, demands, proceedings, losses, liabilities, damages, judgments, settlements, penalties, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your misuse of the Site, your violation of these terms, information you submit, or your violation of law or another party’s rights.

14. Dispute Resolution and Company-Selected Arbitration

Please read this section carefully because it affects how disputes may be handled.

To the fullest extent permitted by applicable law, Add Benefits LLC may choose, in its sole discretion, to require that any dispute, claim, demand, or controversy arising out of or relating to these terms, the Site, communications through the Site, or your relationship or interactions with Add Benefits LLC be resolved by final and binding arbitration on an individual basis rather than in court. Add Benefits LLC may make that election at any time before or shortly after a lawsuit, demand, counterclaim, arbitration demand, or other formal proceeding is initiated, to the extent permitted by law.

If Add Benefits LLC elects arbitration, the arbitration will be administered by the American Arbitration Association (AAA) under the AAA Consumer Arbitration Rules, or if those rules do not apply, under the AAA rules that are most appropriate and then in effect. The Federal Arbitration Act governs the interpretation and enforcement of this arbitration provision. Arbitration may take place remotely, on written submissions, by telephone, by videoconference, or in person in Clark County, Nevada, as determined under the applicable rules or by the arbitrator.

Except for issues that applicable law requires a court to decide, the arbitrator will have authority to decide disputes about the interpretation, scope, applicability, formation, and enforceability of this arbitration section. The arbitrator may award the same individual remedies that a court could award on an individual claim.

You and Add Benefits LLC agree that any arbitration or court case will proceed only on an individual basis. No dispute may be brought or maintained as a class action, collective action, mass action, consolidated action, private attorney general action, representative action, or similar proceeding, except to the extent such a waiver is prohibited by law. Unless prohibited by law, the arbitrator may not combine claims of different people or preside over any representative or class-style proceeding.

If a court determines that this arbitration section cannot be enforced for a specific claim or request for relief, that claim or request will proceed in court and the remaining claims will be arbitrated to the fullest extent permitted by law. If a court determines that the class, collective, representative, or similar action waiver cannot be enforced for a specific claim and that determination cannot be severed, that claim will proceed in court and all other claims will remain subject to this dispute resolution section to the fullest extent permitted by law.

14. Dispute Resolution and Company-Selected Arbitration

Please read this section carefully because it affects how disputes may be handled.

To the fullest extent permitted by applicable law, Add Benefits LLC may choose, in its sole discretion, to require that any dispute, claim, demand, or controversy arising out of or relating to these terms, the Site, communications through the Site, or your relationship or interactions with Add Benefits LLC be resolved by final and binding arbitration on an individual basis rather than in court. Add Benefits LLC may make that election at any time before or shortly after a lawsuit, demand, counterclaim, arbitration demand, or other formal proceeding is initiated, to the extent permitted by law.

If Add Benefits LLC elects arbitration, the arbitration will be administered by the American Arbitration Association (AAA) under the AAA Consumer Arbitration Rules, or if those rules do not apply, under the AAA rules that are most appropriate and then in effect. The Federal Arbitration Act governs the interpretation and enforcement of this arbitration provision. Arbitration may take place remotely, on written submissions, by telephone, by videoconference, or in person in Clark County, Nevada, as determined under the applicable rules or by the arbitrator.

Except for issues that applicable law requires a court to decide, the arbitrator will have authority to decide disputes about the interpretation, scope, applicability, formation, and enforceability of this arbitration section. The arbitrator may award the same individual remedies that a court could award on an individual claim.

You and Add Benefits LLC agree that any arbitration or court case will proceed only on an individual basis. No dispute may be brought or maintained as a class action, collective action, mass action, consolidated action, private attorney general action, representative action, or similar proceeding, except to the extent such a waiver is prohibited by law. Unless prohibited by law, the arbitrator may not combine claims of different people or preside over any representative or class-style proceeding.

If a court determines that this arbitration section cannot be enforced for a specific claim or request for relief, that claim or request will proceed in court and the remaining claims will be arbitrated to the fullest extent permitted by law. If a court determines that the class, collective, representative, or similar action waiver cannot be enforced for a specific claim and that determination cannot be severed, that claim will proceed in court and all other claims will remain subject to this dispute resolution section to the fullest extent permitted by law.

15. Applicable Law and Court Location

These terms, the Site, and any dispute arising out of or relating to them will be governed by the laws of the State of Nevada, without applying conflict-of-law rules. If Add Benefits LLC does not elect arbitration, or if a claim is required to proceed in court, the exclusive venue will be the state courts located in Clark County, Nevada, or the federal courts located in Nevada. Each party consents to the personal jurisdiction of those courts for such matters.

15. Applicable Law and Court Location

These terms, the Site, and any dispute arising out of or relating to them will be governed by the laws of the State of Nevada, without applying conflict-of-law rules. If Add Benefits LLC does not elect arbitration, or if a claim is required to proceed in court, the exclusive venue will be the state courts located in Clark County, Nevada, or the federal courts located in Nevada. Each party consents to the personal jurisdiction of those courts for such matters.

16. California Notices and Non-Waivable Rights

California residents may have consumer, privacy, and other rights under California law. Nothing in these terms is intended to waive rights or remedies that cannot legally be waived. California residents should also review the Privacy Policy for California-specific privacy disclosures, including rights that may apply to requests to know, delete, correct, or opt out of certain uses or disclosures of personal information, where applicable.

16. California Notices and Non-Waivable Rights

California residents may have consumer, privacy, and other rights under California law. Nothing in these terms is intended to waive rights or remedies that cannot legally be waived. California residents should also review the Privacy Policy for California-specific privacy disclosures, including rights that may apply to requests to know, delete, correct, or opt out of certain uses or disclosures of personal information, where applicable.

17. Updates to These Terms

Add Benefits LLC may revise these terms from time to time. Updated terms will become effective when posted on the Site unless a different effective date is stated. By continuing to use the Site after updated terms are posted, you accept the revised terms to the fullest extent permitted by law.

17. Updates to These Terms

Add Benefits LLC may revise these terms from time to time. Updated terms will become effective when posted on the Site unless a different effective date is stated. By continuing to use the Site after updated terms are posted, you accept the revised terms to the fullest extent permitted by law.

18. Additional Legal Terms

· If any part of these terms is held invalid, illegal, or unenforceable, the remaining parts will continue in effect to the fullest extent permitted by law.

· Add Benefits LLC’s failure to enforce any term is not a waiver of that term or any other right.

· These terms do not create a partnership, joint venture, employment relationship, agency relationship, fiduciary relationship, franchise, or similar relationship between you and Add Benefits LLC.

· These terms are the complete agreement between you and Add Benefits LLC regarding the Site and replace prior or contemporaneous understandings about the Site, except for any separate written agreement signed by Add Benefits LLC.

18. Additional Legal Terms

· If any part of these terms is held invalid, illegal, or unenforceable, the remaining parts will continue in effect to the fullest extent permitted by law.

· Add Benefits LLC’s failure to enforce any term is not a waiver of that term or any other right.

· These terms do not create a partnership, joint venture, employment relationship, agency relationship, fiduciary relationship, franchise, or similar relationship between you and Add Benefits LLC.

· These terms are the complete agreement between you and Add Benefits LLC regarding the Site and replace prior or contemporaneous understandings about the Site, except for any separate written agreement signed by Add Benefits LLC.

19. Questions and Contact Information

Questions about these terms may be directed to Add Benefits LLC using the contact details below.

Company: Add Benefits LLC

Email: Info@addbenefits.com

Website: www.addbenefits.com

19. Questions and Contact Information

Questions about these terms may be directed to Add Benefits LLC using the contact details below.

Company: Add Benefits LLC

Email: Info@addbenefits.com

Website: www.addbenefits.com