FREQUENTLY ASKED QUESTIONS
Learn how Add Benefits, Section 125 plans, employee participation, payroll
coordination, and potential payroll tax efficiency may work for qualifying employers.
What this page covers
How Add Benefits works alongside current benefits.
What Section 125 plans may allow when properly structured.
What employers and employees should know before launch.
How potential savings, costs, and eligibility are evaluated.
Jump to:
FAQ
Questions are grouped by topic so employers can quickly find the
information most relevant to their situation.
GENERAL QUESTIONS
What does Add Benefits do?
Is Add Benefits insurance?
What type of businesses is Add Benefits built for?
Is this only for large companies?
Does Add Benefits replace my current benefits broker?
SECTION 125 / TAX SAVINGS QUESTIONS
What is a Section 125 plan?
Why does a Section 125 plan matter?
Does this mean the employer saves money?
Are employee savings guaranteed?
What benefits can be included in a cafeteria plan?
Can every benefit be included in a Section 125 plan?
EMPLOYER QUESTIONS
What does the employer need to do to get started?
Will this disrupt payroll?
Do employees have to participate?
Can this help with employee retention?
Do Section 125 plans require written documentation?
Does Add Benefits provide legal or tax advice?
EMPLOYEE QUESTIONS
Will employees see a change on their paycheck?
Does this reduce an employee's gross pay?
Will this affect Social Security, Medicare, or other wage-based benefits?
Are the benefits the same for every employee?
Can employees cancel whenever they want?
COST & SAVINGS QUESTIONS
How much can my business save?
Is there an upfront cost?
Is this "free money" for employers?
What makes Add Benefits different?
GETTING STARTED
How do I know if Add Benefits is right for my company?
What information do I need to provide?
How long does implementation take?
What happens after I request information?
Still have questions?
STILL HAVE QUESTIONS?
Request a basic review of your company size, payroll profile, current benefits, employee makeup, and goals.
Important: This page is for general informational purposes only and does not provide legal, tax, accounting, payroll, or insurance advice. Employers should consult qualified advisors before implementing any employee benefits or cafeteria plan arrangement.